Care form with medical codes
The clinic issues you an invoice with the standardized medical procedure codes recognized in your home country. This is what national schemes and private insurers expect — not a simple receipt.
What the national scheme covers
Around 70% of the reference base, capped. For an implant, the French base is roughly €250, so about €175 reimbursed. The rest depends on your private insurance. Logic is identical in Belgium (INAMI) and Switzerland (LAMal for medical cases).
The role of private insurance
A plan with a 'dental care abroad' or 'prosthesis' package covers up to 100% of the out-of-pocket balance, sometimes more. Compare your grid before leaving: we provide a pre-formatted quote your insurer can pre-approve.
The European non-discrimination principle
Since 2011 (EU directive 2011/24), care performed inside the EU is reimbursed exactly as if done at home. Tunisia is outside the EU, but bilateral logic applies via existing Tunisia-country conventions.
The real out-of-pocket calculation
On four implants + four crowns in Tunisia (about €2,800), out-of-pocket after national + private insurance: often €800-1,200. On the same plan in France (about €9,000): €4,000-6,000. The difference is what you truly save.
Your Tunisian dental care is reimbursable as if it were done at home. Care form + procedure codes + submission to your insurer: we prepare the file with you before departure.